Are solar batteries covered by home insurance

Your battery system will typically be covered under your building insurance, not your contents insurance. This is because it’s considered a permanent fixture, just like your solar panels, inverter, or a built-in air conditioning system.
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6 FAQs about [Are solar batteries covered by home insurance]

Does home insurance cover solar & battery systems?

The cost of home insurance will vary depending on the solar and battery system installed, the chosen policy, and its coverage & requirements. This usually isn't a dramatic increase and is worth it to ensure your systems are covered for storms etc.

Does insurance cover solar panels?

If you acquire solar panels through a power purchase agreement or solar lease, you don’t own the solar panels, so you don’t need to worry about coverage limits or exclusions in your own policy. Instead, the solar provider’s insurance company will cover the equipment, since they are the owners of the panels.

Does home insurance cover solar PV & energy storage systems?

For homeowners researching home insurance options that cover solar PV and energy storage systems, there may be concerns around how insurance policies cover solar and battery installations, whether your existing insurer covers them, or if your insurance costs will increase.

Are battery energy storage systems covered under insurance?

To ensure your energy storage system is safe and fully-covered under insurance, make sure the battery system is compliant with Australian standards and regulations, installed by SAA accredited battery installers, and that your policy definitely covers battery energy storage systems (BESS).

Does homeowners insurance cover a roof leak after a solar panel installation?

Homeowners' insurance usually doesn’t cover poor workmanship, so if you experience a roof leak after your solar panel installation, chances are your existing homeowner's insurance policy won’t cover the damage. However, those damages might be covered through your solar installer’s workmanship warranty.

Do I need to notify my insurance if I have a solar system?

Yes, notifying your insurer of any new solar and/or battery systems is important to ensure your system is fully covered. If your existing policy does not mention of cover solar or ESSs, we really recommend finding an insurer who clearly covers your renewable energy systems.

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